Life Insurance 101

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Office: (913) 980-4711

8519 West 156th Terrace

Overland Park, KS 66223

bboedicker@firstheartland.com

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*Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchase you should carefully read the prospectus and prospectuses for the underlying investment portfolios of variable products. In addition to carefully reviewing the prospectus, you are advised to consider the investment objectives, risks and charges, and expenses of the investment before investing. A prospectus may be obtained from our office or directly from the mutual fund company, insurance company or offering entity. **Variable annuities are long-term investments designed for retirement purposes. Variable products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees, including optional benefits, are based on the claims-paying ability and financial strength of the issuing insurance company.

Employees or representatives of Boedicker and Associates acting as registered representatives of First Heartland® Capital, Inc. and/or First Heartland® Consultants, Inc. may transact business in a particular state only if first registered, excluded or exempted from registration requirements. Brian Boedicker is a Registered Representatives of First Heartland® Capital, Inc., and an Investment Advisor Representative of First Heartland® Consultants, Inc., a registered broker/dealer and registered investment adviser based in Lake Saint Louis, Missouri. Boedicker and Associates is not affiliated in any way with First Heartland® Capital, Inc.

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Advisory services offered through First Heartland® Consultants, Inc. 4101 Lake St. Louis Blvd. Lake St. Louis, MO 63367 636.625.0900
Boedicker and Associates is not affiliated with First Heartland® Capital, Inc.

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